We've been hearing for years that businesses cannot find capital. The apparent lack of capital is continually being blamed on a group of Wall Street loan originators that were supposedly selling bad portfolios to CMBS investors. The story has been that the investors were unaware of the actual value of the portfolios. This lack of awareness somehow led to Trillions in global value being lost.
Is that the full story? If so, aren't you wondering who this villainous group of Wall Streeters are?
Some have blamed the government for the current economic woes. They say more could have been done sooner. Or they say government spending has been completely out of control and if less had been spent, then this macro-economic fiasco would not exist. Maybe laws could have been passed to keep these sinister Wall Street barons from stealing money from the People. Is this the correct perception?
If you are saying, "that's right!", then you're probably watching too much news and listening to the wrong advisors. All of the above has some truth to it, but no one group is to blame for your current monetary discomfort. No one went into your bank account and stole your money.
So who do we blame for loss of jobs and loss of our country's wealth? Some want to blame a foreign country for economically attacking us. They use 9/11/01 as the beginning of the war where the US was attacked physically, followed by the subsequent attack on the financial sector. There's a lot of truth to this side that doesn't get mentioned. We remember the World Trade Center falling, some of us lost loved ones, but were we attacked in any other ways?
Does the answer to that question really impact your daily life or are you seeking someone to blame for your current place in life? Is there anything you can do if these things were true?
Yes, you can make a difference today by making a simple choice to do "more". You can wake up tomorrow and impact your local community. Unless you are in an international position, what happens on the international platform will probably never effect you and you'll probably never impact it. So why do you watch the news that talks about things that won't effect you and you can't change? Drama, that can be the only reason. Chosen drama.
You can make a difference in your neighbor's life, your family's life, your co-workers' lives. Start there. Don't get trapped in front of a TV or computer that causes you to worry about things that will never make a difference for you and start concentrating on what you CAN impact. Go out and live your life, don't let the media live it for you. Don't let advertisers decide the content of your brain. Take control and evolve yourself.
The complaints from businesses about there being no available capital are only coming from businesses that should most likely not be loaned funds or receive investments. Unsafe business managers and failing businesses cannot find capital and that is a good thing. Obsolete business practices are not of interest to investors and banks. Business owners with bad credit and no assets are too risky for investors and banks to consider. A more strict global banking and investing compliance process has left bankers and investors with less prospects for consideration.
There is more cash on this planet than there was 5 years ago, but to unworthy (or unconnected) business owners it seems like there is no cash available because the financial sector has cut them out. If you can't show a solid path to a reasonable exit strategy for an investor or bank, then you will never receive funds from anyone in the financial sector. If you don't have an exit strategy that is supported by the financial sector, then you should probably avoid asking friends and family to invest in your business because it may lead to an accusation of securities fraud. If no one will invest in your business, maybe you need help raising capital or maybe your business should be put to rest. It sometimes takes an expert to determine the answer for you.